OUR PRIVACY PLEDGE

We believe that information personal to you should be respected and protected. For this reason, we are committed to protecting your personal information and using it only as appropriate to provide you with the best possible service, products and opportunities. This privacy policy describes our information practices and policies. It applies to our relationship with you if you are an individual who inquires about or obtains products or services from us for personal, family or household purposes.

INFORMATION WE COLLECT

In order to provide our products or services, we may collect personal information about you from a variety of sources, including: information that comes from you during the application process information about you from our affiliates, governmental entities, consumer reporting agencies, and other sources with your prior written consent, a medical professional who has treated you or members of your family The type of information that we collect depends on the product or service requested, but may include: credit history motor vehicle reports inspections on your property claims history information concerning your previous insurance policies information to properly investigate and resolve any claims

INFORMATION WE DISCLOSE TO THIRD PARTIES

We do not sell your personal information to anyone. We do not disclose your personal information to third parties people and companies that are not affiliated with us for their own marketing purposes. For this reason, no "opt-out" is required. If we share some personal information about you with third parties without your specific authorization, it is to provide you with products and services that you request or expect from us, and as otherwise permitted by law. For example, we may disclose your personal information as necessary to: service your policy or account investigate and pay claims comply with state and federal regulatory requests or demands process other transactions that you request To whom we make such disclosures depends on the product or service requested but may include: insurance regulators reinsurance companies consumer-reporting agencies your mortgage or premium finance company insurance adjusters We also may disclose personal information about you to companies that perform marketing services on our behalf or to other financial service providers with which we have joint marketing agreements. If information is disclosed, it will not result in telemarketing or direct mail marketing.

INFORMATION SECURITY

We restrict access to personal information about you to those employees who need to know that information in order to provide products and services to you. We maintain physical, electronic, and procedural safeguards to guard your personal information.

HYPERLINKS ARE NOT ENDORSEMENTS

Our agency is in the business of promoting the interests of its companies as a whole and does not promote the services, products or publications of one company over any other company. Links to our insurance company sites, other Websites or references to products, services, or publications does not imply our endorsement or approval of such Websites. Our agency does not endorse, approve, certify, or control these external Websites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, or fitness for any particular purpose or correct sequencing of information located at such sites. Rather, the links on this Site to other Websites are provided solely as a convenience to users of this Site.

A SPECIAL WORD ABOUT OUR INSURANCE INFORMATION PRACTICES

The information in this section applies to you only if you applied for or purchased an insurance product from us for personal, family, or household purposes. This section is intended to supplement, but not replace, the other information contained in this Privacy Policy. You have the right to access the personal information that we collect about you in connection with your insurance transactions with us. If you believe that any of that information is in error, you have the right to request us to correct it.