Our worksite benefits program is 100% employee funded and requires very little time from the employers staff. It is automobile and homeowner policies provided to employees of employers with over 5,000 employees. Members of affinity groups such as bank customers or members of a credit union also are eligible. The benefits to the employers are: Indirect benefits to the Employer Approximately 1/3 of all U.S. employers offer a payroll deduction plan of some kind, usually life and health coverages. Carrier designs and develops all marketing materials at their cost. This includes announcements, flyers, payroll stuffers, web site access, and a management and/or union newsletter. Turnkey administration by insurance company. International capabilities A "quality of life benefit" - Yours is organization takes an interest in its people. Direct benefits to the Employer Win/Win situation for both the employer and employee. Helps employer recruit better quality employees as part of the benefits package. Employer looks good to employees, helps retain quality employees and enhances employer/employee relations. Builds greater employee loyalty. Multiple locations are fine Simplicity for everyone Compliments other employee benefits such as group life, health or disability coverages. Cost to the Employer Very low cost to the employer cost of payroll deduction cost of remitting bulk premium to insurance company 100% Employee funded premiums All enrollment and servicing is done by the insurance company. Insurance company absorbs all cost of developing and delivering communications manual. The benefits to the employee are: Underwriting and Cost Full spectrum of personal lines coverages with group rates. Convenient, affordable pay plans Payroll deduction Simple and easy No down payment required No interest or service fees Premium is divided evenly by number of paychecks Also direct bill, credit card and EFT are available Employees can enroll at anytime, not just during a short "grace period" Toll free telephone number No obligation quotes Simplicity with a single point of contract for all coverages All employees can participate Fast, accurate quotes Claims 24 hour worldwide claims service Miscellaneous Security of an A++ carrier with tremendous financial strength Portable if an employee changes employment or stops working Does not require multiple damage estimates Compliments other employee benefits such as group life and health, 401K, etc. Call our Bloomfield office or e-mail us for additional information on this win/win situation.